Wiggle Room The Value of Wiggle RoomMost of our client appreciate a conservative approach to planning. This doesn't mean you'll receive below average portfolio returns. It means we won't suggest a vehicle or a strategy that's likely to wind up on the front cover of The Wall Street Journal.If we use a level headed approach from the beginning then when things go better than expected, it creates new opportunities. Until then, many of our clients prefer the sleep-at-night value of protecting their livelihood over trying to beat the tax code or the financial markets one more time around.Likewise, we take a more pervasive approach to risk management than much of what the industry offers. If you'd like to take a year off to volunteer in a third world country, how will it affect your retirement? We guide families through all of these risk-based conversations.